You found it. The house. The one with the perfect backyard, the updated kitchen, and enough space for your growing family. You call your real estate agent, ready to make an offer. Then they ask: “Do you have a preapproval letter?“ You pause. “I thought I was prequalified?“ Your agent explains that in this seller’s […]
You pull your credit score, and your heart sinks. It’s lower than you expected. It could be in the 500s. Maybe the low 600s. And now you’re convinced you’ll never qualify for a mortgage. You should know that you don’t need perfect credit to buy a home. In fact, you might qualify for a mortgage […]
You’ve been scrolling through listings for weeks. You’ve found the one—the house with the kitchen island you’ve been dreaming about, the backyard perfect for summer barbecues, and enough space for that home office you desperately need. Then you see the price tag. Your heart skips. You ask yourself, “Can I actually afford this?” Here’s the […]
